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Get Your Structure Sooner with the Rent-to-Own Shed Program

Do you have the perfect spot for a new storage shed, sun studio, or lofted barn? Is your hunting or fishing camp ready for a new deluxe cabin? Or would a cabana complete your backyard pool oasis? If you answered “Yes” to any of these questions but don’t have the cash to pay for a new outdoor structure right now, we have good news. You can rent-to-own with no credit check!

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Get All the Perks of Owning a Structure—and Get Them Now

When you rent to own a structure from Cotton State Barns, you can say goodbye to wishing for more storage, recreation, or entertainment space and say hello to having it sooner than you ever expected. Here’s what you need to know:

Choose from 36-month, 48-month, and 60-month Rent-to-Own Contracts

No Credit Check is Required

No Applications to Complete

We Offer Premium Sidings: LP Smartside, 29 Gauge Metal, or T1-11.

No Obligation to Keep the Structure

After All Contract Obligations are Met, the Structure is Yours

No Penalty Fees for Paying Off Your Contract Early

Stop Renting and Return the Structure at Any Time Without Affecting Your Credit

Pay it Off Within 90 Days of Delivery and All Rental Fees Will be Waived

Ask About the No-Money-Down Option, Too

It really is that easy! Contact a dealer near you to get started.

Get Pricing

Own the barn

After all contract obligations are met, the barn is yours.


No credit checks

Low credit score? Not a problem!


Stop any time

Stop renting at any time without affecting your credit rating.


No penalty fees

You won't pay extra fees for paying off your barn early.


90 Day same as cash

We will waive all rental fees on RTO contracts paid off within 90 days of delivery.


No money down

Ask dealer about our $0 money down option.

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Cotton State Barns



We now offer electrical packages on all Cotton State Barns structures.